Finding the best no credit needed financing option isn’t always easy. Doing the research and finding the best option for you could save you time, money, and headaches in the long run. Kornerstone Credit knows how much you like avoiding headaches so we’ve created our business around the six main factors that are important to no credit needed consumers.
- Length of term
- Early buyout options
- Minimum monthly payments
- Ease of application
- Accessibility and support
- Approval amounts
In the next sections, we’ll outline what each of these factors mean, and how you can decide which is the best option for you. We're pretty confident you'll see that Kornerstone Credit is the winner
What Makes Kornerstone Credit the Best No Credit Needed Option
Length of Term
For the most part, no credit needed financing options are a general 12-month term and Kornerstone is no different.
Early buyout options
The most common buyout option is the 90 day option. At Kornerstone Credit, we have additional buyouts after the 90 days. If you want to take advantage of those early buyouts, you should call us to set up your payments ahead of time. Or you can call in any time to pay off early and get some great discounts.
Minimum monthly payments
This is where Kornerstone shines. That is to say, we have some of the lowest minimum monthly payments in the industry. We know that paying $80 a month instead of $110 a month can make a big difference when the budget is tight. Be aware, your exact payment will differ depending on what you buy and where you buy, so you'll want to figure that out first.
Once you know what you want to buy, ask the store what your minimum payments will be with Kornerstone Credit. Feel free to compare with other companies. We’re confident we’ll be your favorite option. Make sure you ask how frequently your payments will be. Some companies will set you up on weekly payments while others will set up a monthly schedule. If your monthly payment is $80 dollars at one company, and another company quotes you $30 each week, the $80 option is overall cheaper.
Ease of application
Sometimes, other companies will make you jump through hoops and provide excessive documents in order to get approved. Look online at the no credit needed options and see what they expect during the application process. At Kornerstone, for example, you can finish your application and get a response in less than 2 minutes if you do it from your phone. Try it here
Accessibility and support
The best way to find out who will have the best support team is to call the company personally. Another way you can get information about the company’s support team is look at the reviews on Google and on Facebook. We're happy to say that Kornerstone has an average rating of 4.7 and above.
Lastly, It's important to note most places have very similar maximum approval amounts. Generally, no credit needed companies approve between $3,000 and $5,000. At Kornerstone, our maximum approval is $5,000, which allows us to give our customers higher average approvals too.
These are some of the most common factors people look at when deciding which is the best no credit needed option. Kornerstone has built our business to ensure we are the best option in these categories, and therefore the best no credit needed option for our customers. Call us today if you have any more questions.