Our Pledge to You:
The trust of our customer is our most precious asset. Protecting your privacy and safeguarding your personal and financial information is one of our highest priorities. If you have any questions that this Policy does not address, please contact a customer service representative toll-free at (888) 521-5111.
Why We Collect Information
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What Information We Collect from Customers
When you visit the Sites, you may provide us with two (2) different types of information: (a) personal information, and (b) non-personal information.
Personal Information. We may collect the following types of personal information:
We may share information about you among companies affiliated with us, including with Kornerstone Credit, LLC and its subsidiaries, to inform you about additional products, services or promotions that may be of interest to you. Without your permission, we do not allow third parties to collect personally identifiable information (PII) about your online activities, over time and across different sites, services, and applications, when you use our Sites, service or application.
Non-personal information. Because non-personal information does not personally identify you, we may use such information for any purpose. In addition, we reserve the right to disclose such non-personal information to other third parties, for any reason.
In some instances, we may combine non-personal information with personal information. If we combine any non-personal information with personal information so that it personally identifies you, the combined information will be treated by us as personal information as long as it is combined.
We may, along with our affiliates and marketing partners enhance and/or merge personal information about you with data collected from other sources and use it in direct and/or online marketing and, to the extent permitted by law, individual reference look-up service programs. In the event we enhance and/or merge such personal information with data collected from other sources, we will take reasonable steps to maintain the integrity and quality of that information.
Do we disclose information to third parties?
We may disclose information about you to affiliated and non-affiliated third parties.
Kornerstone employees have limited access to information based on business need to provide service, and there is no unauthorized access to information by Kornerstone employees.
You have choices when it comes to updating your information, learning about new offers or products offered by us, our partners or affiliates. If you do not wish to receive offers of products from us, our partners or affiliates, here are the methods in which you can opt out:
We will endeavor to comply with your request as soon as reasonably practicable. Please not that if you opt-out as described above, we will not be able to remove personal information about you from the databases of third parties with which we have already disclosed personal information as of the date that we implement your opt-out request. If you wish to cease receiving marketing-related e-mails from third parties, please contact such third parties directly or utilize any opt-out mechanism set forth in their respective privacy policies or marketing-related emails.
How do we protect your information?
We have security measures and tools, such as firewalls, in place to help protect against the loss, misuse and alteration of the information under our control. Unfortunately, no data transmission over the internet or data storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel the security of any account you might have with us has been compromised), please notify us of the problem as soon as possible by contacting us in accordance with the Section “Contact Us” below (note that if you choose to notify us via physical mail, this will delay the time it takes for us to respond to the problem).
We control and operate the Site from the United States, and the Site is not intended to subject us to the laws or jurisdiction of any state, country or territory other than that of the United States. We do not represent or warrant that the Site, or any part thereof, is appropriate or available for use in any particular jurisdiction. Those who choose to access the Site do so on their own initiative and at their own risk, and are responsible for complying with all local laws, rules and regulations. We may limit the Site’s availability, in whole or in part, to any person, geographic area or jurisdiction we choose, at any time and in our sole discretion.
A SPECIAL NOTE REGARDING INDIVIDUALS UNDER 18 YEARS OLD
The Site is not directed to individuals under the age of eighteen (18), and we request that such individuals not provide personal information through the Site. If you are under 18 years of age, you may browse our Site; however, you may not provide personal information to us such as name, address, or email address, and you may not register for, enroll in, and/or make product purchases.
If you have any questions regarding this Policy, please contact us at (888) 521-5111. Please note that email communications will not necessarily be secure; accordingly, you should not include credit card information or other sensitive information in your email correspondence with us.