Last modified: 03/28/2023
Our Pledge to You:
Welcome to Kornerstone Credit, LLC, and its affiliated companies (“Kornerstone”). This Privacy Policy (the “Policy”) describes the types of information we may collect from you or that you may provide when you visit the websites kornerstonecredit.com, portal.Kornerstonecredit.com, and dealers.Kornerstonecredit.com (the “Site(s)”) and our practices for collecting, using, maintaining, protecting, and disclosing that information.
This Policy applies to the information we collect:
It does not apply to information collected by:
Please read the Policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our Sites. This Policy may change from time to time, so please check the website each time you use it for the most current information. Any changes to our Policy will become effective upon our posting of the revised Policy on the Site and the use of the Site following such changes constitutes your acceptance of the revised Policy then in effect.
The trust of our customer is our most precious asset. Protecting your privacy and safeguarding your personal and financial information is one of our highest priorities. If you have any questions that this Policy does not address, please contact a customer service representative toll-free at (888) 521-5111.
By leasing or signing an agreement or by using the Sites, you give your consent to the collection and use of personal information by Kornerstone as explained in this statement and to obtaining annual notices of, and changes to, this Policy electronically. Any dispute over our Privacy Policy is subject to this notice and the Kornerstone Lease Agreement, including arbitration of disputes and limitation of damages.
Why We Collect Information
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What Information We Collect from Customers
When you visit the Sites, you may provide us with two (2) different types of information: (a) personal information, and (b) non-personal information. We collect this information:
You also may provide information to be published or displayed (hereinafter, “posted”) on public areas of the Site or transmitted to other users of the Site or third parties (collectively, “User Contributions”). Your User Contributions are posted on and transmitted to others at your own risk. Although please be aware that no security measures are perfect or impenetrable. Additionally, we cannot control the actions of other users of the Site with whom you may choose to share your User Contributions. Therefore, we cannot and do not guarantee that your User Contributions will be viewed by unauthorized persons.
Personal Information. We may collect the following types of personal information:
We may share information about you among companies affiliated with us, including with Kornerstone Credit, LLC and its subsidiaries, to inform you about additional products, services or promotions that may be of interest to you. Without your permission, we do not allow third parties to collect personally identifiable information (PII) about your online activities, over time and across different sites, services, and applications, when you use our Sites, service or application.
Non-personal information. Non-personal information includes information:
Because non-personal information does not personally identify you, we may use such information for any purpose. In addition, we reserve the right to disclose such non-personal information to other third parties, for any reason.
In some instances, we may combine non-personal information with personal information. If we combine any non-personal information with personal information so that it personally identifies you, the combined information will be treated by us as personal information as long as it is combined.
We may, along with our affiliates and marketing partners enhance and/or merge personal information about you with data collected from other sources and use it in direct and/or online marketing and, to the extent permitted by law, individual reference look-up service programs. In the event we enhance and/or merge such personal information with data collected from other sources, we will take reasonable steps to maintain the integrity and quality of that information.
How do we collect information through automatic data collection technologies?
As you navigate through and interact with our Site, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patters, including:
The information we collect automatically is only statistical data and does not include personal information, but we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps us to improve our Site and to deliver a better and more personalized service, including by enabling us to:
The technologies we use for this automatic data collection may include:
How do we use your information?
We use information that we collect about you or that you provide to us, including any personal information:
Do we disclose information to third parties?
We may disclose aggregated information about our users, and information that does not identify any individual, without restriction. We may disclose information about you to affiliated and non-affiliated third parties.
Your Choices
You have choices when it comes to updating your information, learning about new offers or products offered by us, our partners or affiliates. If you do not wish to receive offers of products from us, our partners or affiliates, here are the methods in which you can opt out:
We will endeavor to comply with your request as soon as reasonably practicable. Please note that if you opt-out as described above, we will not be able to remove personal information about you from the databases of third parties with which we have already disclosed personal information as of the date that we implement your opt-out request. If you wish to cease receiving marketing-related e-mails from third parties, please contact such third parties directly or utilize any opt-out mechanism set forth in their respective privacy policies or marketing-related emails.
Residents of certain states, such as California, Nevada, Colorado, Connecticut, Virginia, and Utah may have additional personal information rights and choices. Please see Your State Privacy Rights below for more information.
Your state privacy rights.
State consumer privacy laws may provide their residents with additional rights regarding our use of their personal information. To learn more about California’s residents’ privacy rights, visit California Consumer Privacy Act (CCPA) | State of California - Department of Justice - Office of the Attorney General and Proposition 24, the CPRA.
Colorado, Connecticut, Virginia, and Utah each provide their state residents with rights to:
Colorado, Connecticut, and Virginia also provide their state residents with rights to:
To exercise any of these rights you may submit a request to cs@kornerstonecredit.com. To appeal a decision regarding a consumer rights request cs@kornerstonecredit.com.
Nevada provides its residents with a limited right to opt-out of certain personal information sales. Residents who wish to exercise this sale opt-out right may submit a request to this designated email address: cs@kornerstonecredit.com. However, please know we do not currently sell data triggering that statute’s opt-out requirements.
How do we protect your information?
We have security measures and tools, such as firewalls, in place to help protect against the loss, misuse and alteration of the information under our control. Unfortunately, no data transmission over the internet or data storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel the security of any account you might have with us has been compromised), please notify us of the problem as soon as possible by contacting us in accordance with the Section “Contact Us” below (note that if you choose to notify us via physical mail, this will delay the time it takes for us to respond to the problem).
LINKS
The Site may contain links to third-party websites. These linked sites are not under our control and we are not responsible for the privacy practices or the contents of any such linked site, or any link contained in any linked site. We provide such links only as a convenience, and the inclusion of a link on the Site does not imply endorsement of the linked site by us. If you provide any personal information through any such third-party website, your transaction will occur on the third party’s website (not the Site) and the personal information you provide will be collected by, and controlled by the privacy policy of, that third party. We recommend that you familiarize yourself with the privacy policies and practices of any third parties. PLEASE NOTE THAT THIS POLICY DOES NOT ADDRESS THE PRIVACY OR INFORMATION PRACTICES OF ANY THIRD PARTIES.
LOCATION
We control and operate the Site from the United States, and the Site is not intended to subject us to the laws or jurisdiction of any state, country or territory other than that of the United States. We do not represent or warrant that the Site, or any part thereof, is appropriate or available for use in any particular jurisdiction. Those who choose to access the Site do so on their own initiative and at their own risk, and are responsible for complying with all local laws, rules and regulations. We may limit the Site’s availability, in whole or in part, to any person, geographic area or jurisdiction we choose, at any time and in our sole discretion.
A SPECIAL NOTE REGARDING INDIVIDUALS UNDER 18 YEARS OLD
The Site is not directed to individuals under the age of eighteen (18), and we request that such individuals not provide personal information through the Site. We do not knowingly collect personal information from individuals under 18. If you are under 18 years of age, do not use or provide any information on this Site or through any of its features, register on the Site, make any purchases through the Site, use any of the interactive or public comment features of this Site, or provide any information about yourself to us, including your name, address, telephone number, email address, or screen name or username you may use. If we learn we have collected or received personal information from a child under 16 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 16, please contact us at us in accordance with the Section “Contact Us” below.
CHANGES TO OUR PRIVACY POLICY
It is our policy to post any changes we make to our privacy policy on this page. If we make material changes to how we treat our users’ personal information, we will notify you by email to the email address specified in your account and/or through a notice on the Site homepage. The date the privacy policy was last revised is identified at the top of the page. You are responsible for ensuring we have up-to-date active and deliverable email address for you, and for periodically visiting our Site and this privacy policy to check for any changes.
CONTACTING US
If you have any questions regarding this Policy, please contact us at (888) 521-5111 or cs@kornerstonecredit.com. Please note that email communications will not necessarily be secure; accordingly, you should not include credit card information or other sensitive information in your email correspondence with us.
Merchant Support :
Live call and live chat available.
Phone: (833) 222- 2112
Email: rs@kornerstonecredit.com
Mon-Fri: 7am-6pm(MST) / Sat: 8am-4:30pm
Sun: Closed
Customer Support :
Live call and live chat available.
Phone: (888) 521-5111
Email: cs@kornerstonecredit.com
Mon-Fri: 7am-7pm(MST) / Sat: 7am-3:30pm
Sun: Closed
The advertised service is a rental – or lease-purchase agreement (or in specified states, a rent-to-own agreement; a consumer rental-purchase agreement; a lease agreement with an option to purchase; or a consumer-lease agreement) provided by Kornerstone Credit, LLC or its affiliates. Not available in MN, NJ, WI or WY. Merchant participating locations only. *90-day purchase option includes a markup over Cash Price (except for 3-month purchase option in CA). While no credit history is required, Kornerstone Credit, LLC obtains information from consumer reporting agencies in connection with a lease application. Not all applicants are approved. Acquiring ownership through leasing costs more than the retailer’s cash price. See lease for details.
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