The advertised service is a rental – or lease-purchase agreement (or in specified states, a rent-to-own agreement; a consumer rental-purchase agreement; a lease agreement with an option to purchase; or a consumer-lease agreement) provided by Kornerstone Credit, LLC or its affiliates. Not available in MN, NJ, WI or WY. Merchant participating locations only. 90-day purchase option includes a markup over Cash Price (except for 3-month purchase option in CA). While no credit history is required, Kornerstone Credit, LLC obtains information from consumer reporting agencies in connection with a lease application. Not all applicants are approved. Acquiring ownership through leasing costs more than the retailer’s cash price. See lease for details.