Lease to Own


If you need to pay over time for life’s essentials items, we want to help.

Is Lease-to-Own Right for Me?

The Application is Simple

If you’re on the go, go mobile

Find a Store and use your phone to quickly apply before you shop

In Store Shopping

Find a Store near you to shop at. Apply online before you go, or apply at the store.

Save time

It only takes a few minutes to apply and get a response




Get what you need, when you need it

  • No Credit Needed - Applying Doesn't Hurt Your Score

No matter your credit history, you can still get approved for up to $5,000

  • Payments to Match Your Schedule

Make affordable payments over time or take advantage of an early buyout discount.
We want it to work for you and your schedule.


90 days of history with your current employer

Deposits totaling at least $1,000 per month

Current bank account that allows ACH drafts, been open for at least 90 days

With No NFSs, Excessive Overdrafts, Or Negative Balances​​

A mobile phone with an active email account

To be at least 18 years of age with a government issued identification
(ITINs are accepted)

How to Complete Your Lease and Take Your Items Home

Review Your Agreement

Your lease agreement will come to you through your email to read and review

Digitally Sign Your Lease

Kornerstone Lease Agreements are signed online through a secure digital signature partner

Pay Your Initial Payment

An initial payment will be collected when you sign your lease


Give us a call

Our friendly agents are standing by
(888) 521-5111

Join our tribe of happy customers

We take the time to explain in detail and answer all your questions

Customers reviews

What people say

Hola ise mi compra de una recámara todos fueron muy amables cualquier duda que tenía ellos me respondíeron muy bien 😀
Everything was smooth and easy. The rep was very professional.
Kornerstone Credit offers great services. Thank you Kornerstone Credit.
Great customer service!
Great, fast customer service
The supervisor Paul was very helpful with a discrepancy in our contract and I will continue to use this company thanks to Paul... 🙂
Kornerstone Credit Live Chat