Whether you are shopping for life’s essentials
or just upgrading to the latest and greatest, we want to help.


The Application is Simple

If you’re on the go, go mobile

Use your smartphone to quickly apply

Everything is completely confidential

All your information is safe because there's no paperwork

Save time

It can take less than 3 minutes to apply and get a response

Get what you need when you need it

  • Don’t let credit limit you

No matter your credit history you can still get approved for up to $5,000

  • Payments to Match Your Schedule

Make affordable payments over time or take advantage of an early buyout discount.
We want it to work for you and your schedule

You are pre-qualified if

90 days of history with your current employer

Deposits totaling at least $1,000 per month

Current bank account that allows ACH drafts, been open for at least 90 days

With No NFSs, Excessive Overdrafts, Or Negative Balances​​

Have a mobile phone

Have a government issued identification
(ITINs are accepted)

We’re here to help

Call or chat us so we can help

We are on your side
(888) 521-5111

Join our tribe of happy customers

We take the time to explain in detail and answer all your questions

Customers reviews

What people say

Hola ise mi compra de una recámara todos fueron muy amables cualquier duda que tenía ellos me respondíeron muy bien 😀
Everything was smooth and easy. The rep was very professional.
Kornerstone Credit offers great services. Thank you Kornerstone Credit.
Great customer service!
Great, fast customer service
The supervisor Paul was very helpful with a discrepancy in our contract and I will continue to use this company thanks to Paul... 🙂
Kornerstone Credit Live Chat