Why Use No Credit Needed Financing?

Should you use no credit needed financing? Almost everyone has a time in their life when the no credit needed financing options are the best solution. Here's a personal story from a real person that needed financing for furniture when he had bad credit:

Story Time

“When we first got married, my wife and I lived without a couch for nearly six months. We had a couple of folding chairs in our living room where we sometimes sat to watch TV, or play video games together. But for the most part we just sat on the floor. The bed we slept on was a full size that we brought with us from my parent’s house. And worse, the mattress we slept on was more than a decade old. You could say we needed new furniture.  

It was the first time either of us were living on our own, and we found it surprisingly difficult to manage expenses with rent, other bills, and low-income jobs. We didn’t have good cookware and we both hated cooking, so we went out to eat too often. Besides, the table and chairs in our dining room were worse quality than hand-me-downs. Starting out was hard, and we really wanted our first house to feel like a home. 

When we got married, I was still in school. Student loans piled up. As school got more difficult, I had to reduce my hours. My wife got pregnant and it did not treat her well. She couldn’t work anymore and had to quit her job. I increased my hours again. 

We still didn’t have a couch. 

We still slept on a full size bed.” 

-  Jacob

You Have Bad Credit but Need to Get New Furniture, Tires, or Appliances 

No credit needed financing for furniture can be the perfect solution to difficult problem. People who are first starting out usually have bad credit or no credit. Which means traditional financing options won't approve them because of their credit history. Nowadays, It’s common for young people, like Jacob and his wife, to feel like strangers in their own home because it’s not properly furnished. And when your house doesn’t feel like a home, it’s hard to be happy. 

Additionally, if you don't trust the small loan companies like payday loans or title loans, no credit needed financing is a great alternative. Learn more about the difference between no credit needed and payday loans here

A No Credit Needed Option to Finance Furniture 

No credit needed furniture leasing like Kornerstone Credit fulfills a need for many people. Just starting out or going through some big life changes are both examples of when traditional furniture financing just won't work. When that happens, Kornerstone can provide the solution to making your new house feel like home, or making an old house feel like home again. You can get beautiful, comfortable furniture with monthly payments that are affordable and reasonable. 

Anyone can get approved for up to $5,000 with a Kornerstone Credit lease. That’s plenty for a couple pieces of new furniture. The stable payments are reasonable, and as long as you make your minimum payments on time, your balance never increases, and no fees are added on.  

Kornerstone Credit is here to help those that don’t have other options. We want everything to be clear and understandable from the start. So make sure you read your lease agreement. Then prepare some questions for our representatives. We'll reach out to you directly for the welcome call. 

There are numerous situations where Kornerstone Credit might be just what you need. We know that not every situation calls for no credit needed furniture financing, but we can be the solution for people who struggle with bad credit. There are many circumstances where we are the best option. So apply today and find out if we can help you! 

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